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DRR Sportsman
posted Hide Post
quote:
Originally posted by Don Kennedy:
quote:
Originally posted by racerdude2054:
quote:
Originally posted by 1320racer:
With Bill Horton...

Your policy starts by insuring your race car, and you can also cover your trailer and contents, along with tools and spare parts. With few exclusions, the policy provides coverage:

At NHRA and IHRA member race tracks

In transit, or at a hotel or restaurant

At your storage location (even if not at home)

At car shows, and other displays

All year round, even when disassembled!

Coverage is not provided when the car is going down the race track under power, but coverage is provided in the pits, staging lanes, and on the return road.



http://dragracersinsurance.com/coverage.htm


http://dragracersinsurance.com/faqs.htm


If you are not racing at a NHRA or IHRA sanctioned track then is your stuff no longer covered?


The Company I sell for has the same coverage, Let me know if you need Your race car covered call me or Bill .or email me the following information.
Name
Address
Phone number
amount wanting to insure the car
description of car and some form ID of car vin number chassis number or builders number
donkennedy1@cox.net
or call me 602-284-6240 anytime
thanks Don Kennedy or see me at the races.
I have a Old Super Stocker
https://www.youtube.com/watch?v=bZabJnOGuws


That did not really answer the question.... Is your stuff insured if it is at a racetrack that is NOT a licensed NHRA or IHRA track
 
Posts: 672 | Location: Georgia | Registered: May 09, 2008Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
quote:
Originally posted by Curly1:
So if it is parked in "Private or Public parking" it is covered but if in your driveway they will not cover it? Why do they refuse to cover it? Could it be because it is not very secure and protected there? Risk vs reward. The insurance companies are there to make money. They look at the risk involved, the cost of replacement and base the premiums on that.
What about if it is parked down the street from the ghetto? (Crackhouse, whatever)
What if it is parked near the auto junk yard that is really just a chop shop for stolen stuff?
What if it is parked at the race track between races? Other people have access to it several times a week but those people do not steal. Right.
There are people who have got their trailers stolen from Locked Uhaul facilities with video cameras and you have to have a card to swipe and code to get in. That was supposedly a secure facility.

While they may "Cover it" the more risky and less protected it is the harder it is going to be to get a fair settlement if anything does ever happen.

I agree getting insurance is a very good idea but you still have to do your best to protect it or you will have a problem with the insurance company. Another thing is the insurance company bases their rates on risk involved. The higher the risk of a claim the more expensive the premiums will be if they insure it at all.

I suggest getting the insurance but also storing it in as safe of a place as possible and also getting multiple layers of security. In the end I think you are responsible for the security and and the insurance is there in case something fails.


PERFECT


Don Kennedy
 
Posts: 395 | Location: TN | Registered: December 01, 2003Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
quote:
Originally posted by racerdude2054:
quote:
Originally posted by Don Kennedy:
quote:
Originally posted by racerdude2054:
quote:
Originally posted by 1320racer:
With Bill Horton...

Your policy starts by insuring your race car, and you can also cover your trailer and contents, along with tools and spare parts. With few exclusions, the policy provides coverage:

At NHRA and IHRA member race tracks

In transit, or at a hotel or restaurant

At your storage location (even if not at home)

At car shows, and other displays

All year round, even when disassembled!

Coverage is not provided when the car is going down the race track under power, but coverage is provided in the pits, staging lanes, and on the return road.



http://dragracersinsurance.com/coverage.htm


http://dragracersinsurance.com/faqs.htm


If you are not racing at a NHRA or IHRA sanctioned track then is your stuff no longer covered?

You have coverage at any drag strip

The Company I sell for has the same coverage, Let me know if you need Your race car covered call me or Bill .or email me the following information.
Name
Address
Phone number
amount wanting to insure the car
description of car and some form ID of car vin number chassis number or builders number
donkennedy1@cox.net
or call me 602-284-6240 anytime
thanks Don Kennedy or see me at the races.
I have a Old Super Stocker
https://www.youtube.com/watch?v=bZabJnOGuws


That did not really answer the question.... Is your stuff insured if it is at a racetrack that is NOT a licensed NHRA or IHRA track

Yes it is covered at any race track


Don Kennedy
 
Posts: 395 | Location: TN | Registered: December 01, 2003Reply With QuoteReport This Post
DRR Sportsman
Picture of pentastarrail
posted Hide Post
Fuzz,
I'm not doubting you BUT I would say there is MORE to the story than the trailer sitting in your driveway.
Most ALL of us that race at different tracks throughout the year leave our stuff parked in our driveway between races and don't remove our cars from the trailer (unless they are broken).

I don't live in a gated community, far from it. My stuff sits right on the side of my driveway.

As I stated, I would bet there is more to it than just leaving your stuff in your driveway. Maybe you lived too close to a questionable neighborhood, or something.

The insurance companies KNOW everything about your area from your address.

I also know that MANY local guys that are at LVD (I myself included when I raced there) leave their whole rig (camper and trailer and race cars) right at the track ALL season. A few years back there was an incident where trailers were broken into and stuff stolen. The insurance company paid the ones that had it.

Yes, my stuff is insured with Bill.
Yes, I have had a claim and got my check within a couple weeks.
Smile


Man was not built to fly ... That's why he built HEMI's

Frank Zeffiro
ALIAS -- BIG KAHUNA
 
Posts: 920 | Location: Winchester, Connecticut | Registered: September 20, 2002Reply With QuoteReport This Post
DRR Pro
Picture of Mike Beck
posted Hide Post
Frank, I am sure Bill wouldn't tell you guys and gals tough luck if your stuff got stolen when it gets parked across the street from the track from time to time when they have their big events. No gates, no cameras, no nothing over there, just a big field. And since Bill IS an announcer at LVD, he kinda knows the situation........

Maybe LVD doesn't have the crackhead problems that someone thinks the NJ/PA tracks have.... Wink I'll have to ask Wayne how they remedied that situation next time I see him. Smile
 
Posts: 1444 | Location: South River, NJ | Registered: June 19, 2007Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
quote:
Originally posted by Mike Beck:
Frank, I am sure Bill wouldn't tell you guys and gals tough luck if your stuff got stolen when it gets parked across the street from the track from time to time when they have their big events. No gates, no cameras, no nothing over there, just a big field. And since Bill IS an announcer at LVD, he kinda knows the situation........

If you would look at my comments what you are saying is not true,
Give me a call and I can explain the coverage so any racer will not have an issue if they have a claim.
Don Kennedy
602-284-6240

Maybe LVD doesn't have the crackhead problems that someone thinks the NJ/PA tracks have.... Wink I'll have to ask Wayne how they remedied that situation next time I see him. Smile


Don Kennedy
 
Posts: 395 | Location: TN | Registered: December 01, 2003Reply With QuoteReport This Post
DRR Pro
Picture of fuzzy dice
posted Hide Post
"Fuzz,
I'm not doubting you BUT I would say there is MORE to the story than the trailer sitting in your driveway.
Most ALL of us that race at different tracks throughout the year leave our stuff parked in our driveway between races and don't remove our cars from the trailer (unless they are broken)."

Honestly, there is nothing more to it...I lived in the "Estate" section of town on 3/4 acre of land...best part of the city by far...remember, my junk is on an 18" open trailer along with my scooter, as I said...I went through the entire process including pictures and forms only to be informed I would not be insured...that's all I can tell you...

I moved two months ago to a gated community with a toy lot inside...I rent a space and park my rig in that lot alongside the expensive boats and giant RV's...hopefully I can insure this time...we have no garages and are not allowed to park anything but personal vehicles in our driveways/carports...oh yeah, I have a coupler lock and a ball lock on it when parked...
 
Posts: 1255 | Location: Florida (FL) | Registered: June 06, 2006Reply With QuoteReport This Post



DRR Elite
Picture of 1320racer
posted Hide Post
translation of "estate" section in Florida...

Trailer park for double wide. Uncontrollable Laugh


O'IT!

Offering 1st hand experience and advice based on 3 decades of on track proven performance

"if you guys are so broke dyck you can't buy USA made parts you need to stay the fuc at home that's the bottomline" ----Tim McAmis



 
Posts: 12073 | Location: NJ | Registered: August 20, 2000Reply With QuoteReport This Post
DRR Pro
Picture of CURTIS REED
posted Hide Post
quote:
Originally posted by DragRaceResults:
Thank you Don for coming on here and explaining to racers what they should expect.

I have been asking for years when speaking with agents to come onto DRR and interact with our users to no prevail including the person I used the last 2 years.

Like Chris Norris, I'm sure Bill Horton is a good guy but neither have came on here and answered questions. I really appreciate it and I hope our members do to.

And you're right. This is not a debate, you are a smart guy, a licensed agent and a respected racer in the country. I hope you do a lot of business with our members. You certainly will have mine come renewal.

SL...


SL, Chris did come on here once when I messaged him on Facebook to come over. It has been quite a while ago though.

Curtis



____________________________
2017 and 2018 Osage Casinos Tulsa Raceway Park No-Box Champion

2018 Div4 Goodguys Hammer award winner
 
Posts: 2365 | Location: KIEFER, OK. | Registered: August 17, 2007Reply With QuoteReport This Post
DRR Pro
Picture of Mike Beck
posted Hide Post
quote:
Originally posted by 1320racer:
translation of "estate" section in Florida...

Trailer park for double wide. Uncontrollable Laugh


Nice!

HOA's and gatet communities can kiss my a z z !
 
Posts: 1444 | Location: South River, NJ | Registered: June 19, 2007Reply With QuoteReport This Post
DRR Elite
Picture of 1320racer
posted Hide Post
got them estate communities in south jersey too all around atco. Wink


O'IT!

Offering 1st hand experience and advice based on 3 decades of on track proven performance

"if you guys are so broke dyck you can't buy USA made parts you need to stay the fuc at home that's the bottomline" ----Tim McAmis



 
Posts: 12073 | Location: NJ | Registered: August 20, 2000Reply With QuoteReport This Post
DRR Pro
Picture of muggs
posted Hide Post
Fuzz, I am further South than you surrounded by cows on an acre and a half. I have just retired and have it as a second home. I still have the big place in Country Estates.

I will be sending Don my info. My property is fenced and locked. I doubt an underwriter will have any issue insuring my car.

I like this place being a double wide, easy to get to plumbing/power underneath. I also noticed that it does not get warm or cold fast, very comfortable. We signed contract just before Irma, other than limbs/trees down there was no damage. Irma hit here directly.

Ignore "Ed who" comments, if I was depending on racing to eat and was as good a racer as him, I'd be real skinny.
 
Posts: 3042 | Location: Florida | Registered: February 21, 2005Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
A summary of plan

Motorsports Coverage
Some vehicles were born to be raced. Hitting the track in a nostalgia dragster, vintage race car, street legal muscle car, or pro street - it's always an adventure.
The other 99% of the time, your race car is off-track. And that's what we protect. From a sudden storm ripping through the paddock to a trailer fire on the tow back home, we've seen it all. So we created affordable Guaranteed Value(tm) coverage to protect race cars while they're not on the track.
Our Limited Trailer and Paddock (LTP) coverage* will protect your race car:
* In the trailer -- while in transit and loading and unloading
* In the paddock
* While in storage or at the shop
* From theft, fire, floods, hurricanes, earthquakes and more
* Everywhere but on the track or while racing See our options for HPDE Track Day insurance
Full coverage is also available for street legal race cars for driving on the street or enjoying a parade lap or two.
Our Off Track Insurance Program features:
Affordable Premiums
Costs less per year than a set of racing tires.
Guaranteed Value Coverage
We understand how provenance, history and drivers can affect a vehicle's overall value. We'll work with you to determine the true value, and that's what we'll pay in the event of a covered total loss.* Guaranteed.
Coverage For How You Use Your Race Car
We protect your car in the trailer, in the paddock, in storage - just not when it's racing on the track. Full coverage is available for driving on the street if it's a street-legal race car, or even for a parade lap or two.
Knowledgeable Claims Handling
Claims handled by Hagerty claims staff -- experts in repairing race cars and understanding their unique needs.
Extras Formulated for Motorsports Enthusiasts We automatically include $750 in spare parts coverage, and we can increase that amount and add tools coverage - at a reasonable rate.

Thanks
Don Kennedy
602-284-6240
Information we need to Get Your Race car Insured
Name
Address
Phone number
Date of birth
Driver’s License number
description of car and some form ID of car vin number chassis number or builders number
amount wanting to insure the car .
Pictures of the race car
If race car is stored at a different location than residence need address and picture if available
email this information to me
Thanks
Don Kennedy
Donkennedy1@cox.net


Don Kennedy
 
Posts: 395 | Location: TN | Registered: December 01, 2003Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
Don, thank you very much for the information. Sorry that there is one know it all who continues to argue with you.
 
Posts: 654 | Location: Here | Registered: November 15, 2012Reply With QuoteReport This Post



DRR S/Pro
Picture of BP758
posted Hide Post
Don, Did Jeff get Ins through you? I am due also..


And then u moved away! Miss seeing you out here. How is Steve?


Raceless in California!
 
Posts: 4267 | Location: Vacaville  | Registered: January 07, 2004Reply With QuoteReport This Post
DRR Pro
Picture of fuzzy dice
posted Hide Post
I am good to go thanks to Don...he got me covered and I appreciate it...

On another note, I was never so glad to get away from the home I sold...lovely home on 3/4 acre but at my age and being handicapped keeping up that place was too much by myself...
 
Posts: 1255 | Location: Florida (FL) | Registered: June 06, 2006Reply With QuoteReport This Post
DRR Pro
Picture of Mike Beck
posted Hide Post
quote:
Originally posted by fuzzy dice:
I am good to go thanks to Don...he got me covered and I appreciate it...

On another note, I was never so glad to get away from the home I sold...lovely home on 3/4 acre but at my age and being handicapped keeping up that place was too much by myself...


Then that I can understand. Sorry for busting your knads without knowing the entire story.
 
Posts: 1444 | Location: South River, NJ | Registered: June 19, 2007Reply With QuoteReport This Post
DRR Sportsman
posted Hide Post
quote:
Originally posted by stk 758 BP!:
Don, Did Jeff get Ins through you? I am due also..
Yes a while ago . Now i have found a great company that put together a Team of 4 to take care of all my clients for race car Insurance send me the following information and i can get your car quoted in a very timely Fashion.
Name
Address
Phone number
Date of birth
Driver’s License number
description of car and some form ID of car vin number chassis number or builders number
amount wanting to insure the car .
Pictures of the race car
If race car is stored at a different location than residence need address and picture if available
email this information to me
Thanks
Don Kennedy
Donkennedy1@cox.net 602-284-6240


Steve doing ok I miss him as a great Crew chief .


And then u moved away! Miss seeing you out here. How is Steve?


Don Kennedy
 
Posts: 395 | Location: TN | Registered: December 01, 2003Reply With QuoteReport This Post
DRR S/Pro
Picture of BP758
posted Hide Post
Thanks Don.


Raceless in California!
 
Posts: 4267 | Location: Vacaville  | Registered: January 07, 2004Reply With QuoteReport This Post
DRR Pro
Picture of fuzzy dice
posted Hide Post
"Then that I can understand. Sorry for busting your knads without knowing the entire story."

No problem....I know you were just having some fun with me...all is good...
 
Posts: 1255 | Location: Florida (FL) | Registered: June 06, 2006Reply With QuoteReport This Post
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