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Originally posted by Bucky:

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Originally posted by Mike Beck:
I have been using Bill Horton for the last 12+ years. Never had to file a claim, hope I never do. His coverage is for everywhere EXCEPT from the burnout box to the turnoff. Once you are on the return road you are covered again.

Out of curiosity, how much do you think you have paid in premiums over those years?

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Originally posted by 1320racer:
coverage works out to be about $100 per $1,000 and in my case, my premium is about $2,400 for $240,000 coverage on everything.

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Originally posted by imakehp:

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Originally posted by 1320racer:
coverage works out to be about $100 per $1,000 and in my case, my premium is about $2,400 for $240,000 coverage on everything.

Math isn't your strong point......

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Originally posted by Chevroletdude:
Does he have a strong point?

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Originally posted by suprodn:
So if a racer parks his rig at their house but isn’t inside or in a fenced lot it isn’t covered by the policy.

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Originally posted by Max3565:
Still no answer or replies o how great the insurance was an paid when someone has a loss. I dealt with a Faimly owned insurance agency an like every one says how great they are and how wonderful an inexpensive the policy is ! But when I finally had a problem , they , the Faimly owned agency told me , " we just sell you the policy , you have to deal with the Co , the big corporate Co that has big lawyers and know they will just out spend You an wear You out an give up . I'm not going into details , it was a commercial building . You know my dad gamebled all his life with liability insurance only never no full coverage he was $ ahead . Now if your trapped with bank loans you have no choice . All this with trailer fires , etc , were does it end with doing or buying this or that , were does it end with spending $ ? I've got by with my non insured racing equipment an trailers for 40 years . I just don't read very many stories on how grateful the insurance co was with compensating on the loss . It seems the always find an point out that small print that you didn't read , because you felt you was dealing with a great person an could take his word on how wonderful this policy is going to be for you !

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Originally posted by green1:
So if I read this right then I would have to unload my car after every weekend of racing or it wouldn’t be covered?

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Originally posted by Max3565:
Still no answer or replies o how great the insurance was an paid when someone has a loss. I dealt with a Faimly owned insurance agency an like every one says how great they are and how wonderful an inexpensive the policy is ! But when I finally had a problem , they , the Faimly owned agency told me , " we just sell you the policy , you have to deal with the Co , the big corporate Co that has big lawyers and know they will just out spend You an wear You out an give up . I'm not going into details , it was a commercial building . You know my dad gamebled all his life with liability insurance only never no full coverage he was $ ahead . Now if your trapped with bank loans you have no choice . All this with trailer fires , etc , were does it end with doing or buying this or that , were does it end with spending $ ? I've got by with my non insured racing equipment an trailers for 40 years . I just don't read very many stories on how grateful the insurance co was with compensating on the loss . It seems the always find an point out that small print that you didn't read , because you felt you was dealing with a great person an could take his word on how wonderful this policy is going to be for you !

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Originally posted by suprodn:
So if a racer parks his rig at their house but isn’t inside or in a fenced lot it isn’t covered by the policy.

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Originally posted by J178RED:

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Originally posted by Don Kennedy:

Our STP program, does not allow the race cars to be stored in a locked trailer for a long period of time, the race cars have to be in a locked garage/building, unless you are preparing for a race and have loaded up the race car the in the trailer that is acceptable. The same thing applies if you come home late from a race and leave the racecar overnight in the trailer.

Don , what if you have an race car on the open trailer that is storied inside a lock 2 car garage that is apart of the home?

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Originally posted by green1:
So Don comes on here saying you need to buy insurance then when do guys ask some good questions he goes blank.