Seen alot of adds.

Yes they are.

When you think they will capp

quote:

Originally posted by Footloose:
When you think they will capp

?

Online savings accounts are up to 4.25% and higher. I have seen 4.85% and all these are FDIC insured....
No CD and no big amount required
A US Treasury Ibond pays a formula based on the inflation rate. It was nearly 7% but has dropped.
I'm still getting the higher rate on mine until August
It gets reviewed every 6 months
10 grand limit but you can use various family names and 10 grand for each
Can't touch the money for 1 year
After 1 year, 3 months loss of interest if you take it before 5 years...

Do some research and it's very easy to get your $ earning good interest...

My local credit union has 9 month CD for 5%, $2500 minimum and has to be new money, not moved from an existing account

Treasury bonds higher than that

quote:

Originally posted by SCDIV1:
Online savings accounts are up to 4.25% and higher. I have seen 4.85% and all these are FDIC insured....
No CD and no big amount required

This^^^ from Marcus aka Goldman Saks, Amex, Capital One and others. My son and I have accounts with Amex, he’s working towards a black card invitation.

My local bank called me the other day offering 5.25%

Ediot, black card, that’s comedy

My FDIC insured money market is 4.25%.
I don't see any big stock market gains until the "Big Guy" leaves.

quote:

Originally posted by 442OLDS:
My FDIC insured money market is 4.25%.
I don't see any big stock market gains until the "Big Guy" leaves.

Serious stock gains are only for members of Congress, silly peon.

4.5% here. I remember in 1987 you could get 10% on a CD.

Me too had several

My son has been looking at CD's for his college money. He's got next year covered with this summer's work included, and probably won't need $15k or so of his savings until his sr year. Damn I was not that responsible with money at his age. Nice time to get into CD's though.